The quadrant is Kiyosaki's concept of financial independence.


Robert Kiyosaki is a famous American businessman, author of books and a motivational speaker. His most famous work, Rich Dad, Poor Dad, is still on the bestseller list today. Kiyosaki advocates learning one and all the basics of financial literacy. The money quadrant is one of his concepts, which is designed to settle income and expenses, as well as help you understand how to get rich.


general information

In mathematics, the quadrant is the fourth part of the whole. Therefore, it is easy to guess how many categories of people Kiyosaki allocates. Among them are workers, representatives of big business, professionals and investors. Most of the deficiencies in the first quadrant. Representatives of this category do not have this choice, they are dependent on the employer. Investors are best. Their money works for them; they don’t have to make a daily effort.

First quadrant

These are employees for hire. However, you need to understand that these are not only janitors and representatives of other low-paid professions, but also top managers, commercial directors. The first quadrant includes people who work for a salary. This is the largest category. Its advantage is a certain stability. However, in many cases it is only imaginary, because everything depends on the employer. There is not even any talk of financial independence here.

Second quadrant

These are experts and representatives of small business. They work for themselves. This category includes private lawyers, financial advisers and other professionals who do not work on schedule and without a fixed salary. They have more freedom than representatives of the first quadrant. However, in order to receive money, they still need to work. They do not have passive income.


Business owners

The money quadrant is good because it shows the limitations of habitual thinking, explaining that hard work and high incomes are not synonymous concepts. Business owners use the power and time of others to make a profit. If they hire a manager, they can receive passive income and free up a significant amount of time to do whatever they like. Establishing a successful business is not easy, but it's worth it.


The latter category includes people whose money works for them. They are the most financially free. Investors invest in securities, real estate and other instruments, while they themselves are free to travel and do other interesting things. The main thing is to make the right choice.

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